Education
Bachelor/Honors
Experience
At least 3 years
The applicants should have experience in the following business area(s): Banks
Additional Requirements
Enrolment with Bangladesh Bar Council will be given preference.
Must have good expertise on Microsoft Office as well as experience of handling core banking system.
Unquestioned commitment to integrity and ethical decision-making.
Clear Knowledge of Baking regulations, practices and guidelines.
Excellent Leadership abilities; Quantitative, qualitative and analytical insight; strong written and verbal communication skills, strong negotiation skills and result oriented.
Must have extensive knowledge of the Negotiable Instruments Act- 1881 and ARA-2003, aligned with organizational goals
Responsibilities & Context
Identify & Monitor overdue and classified loan accounts at branch level.
Maintain regular follow-up with borrowers, guarantors, and concerned parties through visits, meetings, correspondence, and negotiation to expedite the recovery.
Prepare, update, and maintain branch-level MIS on overdue loans, classified accounts, recovery status, legal cases, and recovery performance.
Prepare the rescheduling proposal and forward it to the Head Office for review and approval
Submit monthly, quarterly, half-yearly, yearly, or ad-hoc reports to Head Office as required.
Provide Proposals with the consent from Branch Manager and send to concerned Division to take approval from Management for initiation of legal action against the NPL / delinquent borrowers, as required.
Coordinate with approved Panel Lawyers for issuance of Legal Notices, filing of Suit(s)/Case(s)/Writ(s), execution proceedings, auction process, and other legal recovery measures.
Process proposals for approval of legal fees and other recovery-related expenses through proper channel, where applicable.
Ensure proper documentation, record keeping, and safe custody of legal files, court documents, decrees, and security documents at branch level.
Maintain close liaison with the concerned Division at Head Office.
Maintain professional liaison with legal counsels, law enforcing agencies, and other stakeholders to facilitate recovery.
Any other work / responsibility as and when assigned by the Management of the Bank.
Compensation & Other Benefits
As Per Bank’s Policy
Workplace
Work at office
Employment Status
Full Time
Job Location
Anywhere in Bangladesh