Requirements
Education
Bachelor/Honors
Experience
At least 4 years
The applicants should have experience in the following business area(s): Banks
Additional Requirements
Candidates bearing credit related professional qualification will be preferable.
Fresh Candidates do not need to apply.
Candidates having break of service do not need to apply.
Must have good expertise on Microsoft Officer as well as experience of handling core banking system and related business intelligence.
Unquestioned commitment to integrity and ethical decision-making.
Must have customer focused attitude.
Responsibilities & Context
Acquire new business for the Bank complying with credit policy & regulatory guidelines and thorough superior level of client services to achieve financial and non-financial objectives of the branch.
Promoting and selling of financial products to the potential clients, regularly visit clients for new business or to maintain existing relationship.
Appraise loan applications and documentation according to the credit policy of the Bank; evaluate credit worthiness and repayment capacity.
Acquire CIB information and other reports- third party valuation report of the property, Contact Point Verification, Monthly Stock Report from the client etc.
Preparation of credit proposals and send the same to the concerned authority for approval.
Monitoring and follow-up of Credit Portfolio, reporting the same to the Manager and taking necessary measures as per their guidance.
Review classified loan(s) periodically; formulate and implement action plan / recovery strategy, perform recovery activities of stuck up NPLs according to the guideline of competent authority of the Bank.
Handle and resolve customer complains; explain the best possible solution to clients; expediting adjustment if required.
Preparation and timely submission of all kinds of credit related statement to the concerned authorities.
Any other work / responsibility as and when assigned by the supervisor or Management of the Bank.
Compensation & Other Benefits
As Per Bank’s Policy
Workplace
Work at office
Employment Status
Full Time
Job Location
Anywhere in Bangladesh