Education
Bachelor/ Master’s degree in Finance, Accounting and Risk Management from any reputed Public University/ Private University (UGC approved)/ Foreign University.
Additional Requirements
Experience Requirement
Relevant experience is preferred but freshers are also encouraged to apply.
Preferrable Skill-set
Concurrent with macro-economic condition and business / commerce situation
Sound knowledge on MS Package – Word, Excel, Power Point etc.
Strong analytical, presentation and communication skills
Responsibilities & Context
One of the progressive foreign banks in the country invites applications from young, confident, proactive and energetic candidates for an opening in Credit Analysis Unit.
Job Purpose:
The job holder will prepare corporate credit / investment proposals.
Job Description / Responsibility
The Primary responsibilities are:
Prepare credit proposals (Corporate and SME segment) with detailed analysis.
Analysis may include but not limited to – comprehensive financial analysis, assessment of borrower repayment capacity, identification of risk and appropriate mitigations, industry performance, current economic scenario, impact of government regulations and policies on the borrowers’ businesses, adherence to prudential regulations, and covenants etc.
Originate and review of internal risk ratings and ICRRS Ratings.
Generate Environment and Social Risk due diligence (ESDD) rating with updated compliance status and compliance of Sustainable Finance Policy (SFP).